You Dog Could Be Your Biggest Liability!

You may be surprised to know that a third of all home owner insurance liability claims are made over dig bites!

“The cost of dog bite claims rose a whopping 53.4 percent from 2003 to 2011 according to the Insurance Information Institute.

Rising medical expenses as well as the growing size of legal settlements are among the factors driving the significant increase in the cost of claims. With this costly increase, it’s more important than ever for homeowners to take the necessary steps to limit their financial exposure, The Hanover advises.

In many cases, dog owners are covered to an extent from canine-inflicted injuries with a homeowner’s insurance policy. However, before adopting, rescuing or buying a dog, The Hanover recommends checking with the insurance agent to see if the breed the insured is planning to add to the household can be covered.”

I know what you are thinking – “this would happen to my dog” or “my dog would never bite anyone”. In which case I can assure you that all of the people hit with massive court and liability fees thought exactly the same thing.

A dog who growls, snarls, nips, barks, stalks people or other animals is not ‘naughty’, he is not ‘just being a dog’, he is a massive threat and a potential legal liability to you and your family. A problem like this demands urgent and thorough correction. If you answered yes to any of the above, pick up the phone and make arrangements for behaviour training training and assessment today. Because if you don’t, your dog may end up costing you more then you ever imagined.

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About Dr Vadim Chelom

Dr Vadim Chelom is a Registered Veterinarian, a writer and an educator

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